Online SCHUFA CreditCheck for tenants in 3 minutes

A SCHUFA CreditCheck is recommended if you are looking for an apartment or house in Germany. The proof confirms to your future landlord and/or the real estate agent that you are creditworthy. A positive SCHUFA report can greatly increase your chances on the housing market.

Download your SCHUFA information in less than 3 minutes and complete your application.

Request your SCHUFA CreditCheck online here: quick & easy.

What does the SCHUFA CreditCheck include?

Landlords rely on the information provided by SCHUFA. The SCHUFA CreditCheck only contains information that is essential for renting. Your privacy remains protected. You can prove your previous financial reliability with the SCHUFA-CreditCheck. The data entered (surname, first name, date of birth and address), will be used exclusively for the product order and identification of your person.

More information on the certificate:
  • SCHUFA seal with the date of creation of the SCHUFA CreditCheck
  • Summary of your credit rating
  • Verification code to check the information by the landlord / broker (valid for 60 days)
  • Security-related information such as reference number, hologram strip, etc.

EverReal - official partner of SCHUFA

  • On the go - instant download possible on the go or during the viewing appointment
  • Multiple use - can be used for multiple landlords and viewing appointments
  • Verified - landlord can check authenticity
  • Ahead of others - credit rating information available at the time of viewing appointment
  • Improved chance of finding the apartment of your dreams
Hint
Always have SCHUFA information with you when looking for an apartment

Always have your SCHUFA report with you digitally - it's easy and convenient. Upload your SCHUFA CreditCheck to your customer account at ImmoScout24 or EverReal. Send the certificate by e-mail or simply show it on your mobile device directly to the landlord or agent on site.

Questions about the SCHUFA CreditCheck

What is SCHUFA?

SCHUFA stands for "Schutzgemeinschaft für allgemeine Kreditsicherung". The goal of SCHUFA is to protect business partners from credit defaults and to prevent overindebtedness.

What information does the SCHUFA CreditCheck contain?

The SCHUFA CreditCheck is a certificate to assess your creditworthiness. It contains only information that is relevant for the landlord / broker. The personal data mentioned (surname, first name, date of birth and address) are used exclusively for the personal identification of your person.

Further information about the certificate:
* SCHUFA seal with the date of the SCHUFA CreditCheck
* Summary of your CreditCheck
* Security code for verification of the information by the landlord / broker (valid for 60 days)
* Security-relevant information such as reference number, hologram strips, etc.

What is the SCHUFA credit report?

In addition to the certificate, the SCHUFA credit report contains further detailed information about your personal financial trustworthiness. You can use the SCHUFA certificate to prove your creditworthiness to business partners (e.g. landlords).

Depending on your personal situation, the SCHUFA CreditCheck may contain references to positive contract data. In addition, possible payment defaults are documented and explained. This includes claims that have already been settled by the debtor or are being settled on an ongoing basis - the debtor's positive intent is also taken into account in the probability values.

In addition, the system checks whether information is available from public registers (local courts, etc.) or from the databases of other contractual partners. This SCHUFA CreditCheck can be used for any number of potential landlords.

All other information is intended only for the applicant and not for submission to the landlord or broker.

The SCHUFA CreditCheck can only be ordered directly from SCHUFA and will be sent to you by mail.

Why does the landlord want to see the SCHUFA CreditCheck?

Every landlord wants to ensure that tenants can pay the rent. To make the process as easy as possible, SCHUFA issues certificates that provide insight into the tenant's creditworthiness.
* SCHUFA seal with the creation date of the SCHUFA CreditCheck
* Short version of your credit rating
* Security code for verification of the information by the landlord / agent (valid for 60 days)
* Security-relevant information such as reference number, hologram stripe, etc.

Why is a SCHUFA CreditCheck particularly useful in the context of an apartment inspection?

Especially in cities, beautiful apartments are often quickly taken. To increase the chances of finding your dream apartment, it is advisable to have all the documents before the viewing in order to be able to provide the landlord with information quickly. A SCHUFA CreditCheck is a useful addition to your documents.

Why can't I download the SCHUFA-CreditCheck?

The download of the document requires successful identification of the person. If this is not done, the product will be sent by mail for security reasons (approx. 1-2 business days). After delivery, the customer can subsequently download the document via https://www.meineschufa.de/check.

Do you still have questions about SCHUFA or technical problems?

Do you have specific questions about SCHUFA, the SCHUFA CreditCheck or technical problems? Please contact the SCHUFA service team directly. You can reach them Monday to Friday from 08:00 - 19:00 at +49 221-4996679. No information about confidential and/or sensitive data can be given over the phone. If you want to cancel your request, you can also send an informal e-mail to meineschufa@schufa.de (if available include your contract number) with the request for cancellation. There will be no further costs for the applicant. If you have already paid the amount, it will be refunded to you.

We bring property managers and brokers into a new era

EverReal is a young company from Munich, founded by Nessim Djerboua and Liviu Ignat. The two were fed up with being confronted with so much paper, eternal waiting times and poor communication when looking for an apartment. And decided, "We're bringing real estate companies into a new era."

Today, this is the vision of our company, which was awarded the real estate prize by immowelt in 2021. We believe that the coming together of people and real estate, whether for renting or buying, should be much easier, more pleasant and above all faster for all parties involved.

That's why we developed the EverReal platform for property managers and brokers. Tenant changes and property sales also go completely digital - as easy as ordering a pizza online.

A new era - without paperwork, mass inspections and frustration.

That's what you get - have you noticed it yet

  • Super fast response to your application.
  • Complete the application form digitally and upload all documents to your EverReal account.
  • Book or reschedule your viewing appointment online - no more phone calls!
  • Get the lease digitally and of course sign it electronically.
  • If you have any questions, just send a message and get a quick response.
  • Handover protocol digitally as a file, including all pictures, data and info.

If you also think that renting an apartment digitally should be possible - recommend EverReal to your friends and/or property management.

Even more service for you as a prospective buyer or tenant in our marketplace - simply compare and book all services related to your new home here!